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Wind Mitigation Savings Worksheet

Enter your annual premium and answer the seven categories on Florida's wind-mitigation form. You get the credits you are not yet earning, and a worksheet where you enter the percentages your insurer quotes and see what they add up to. It runs in your browser; nothing is sent.

Florida law requires insurers to offer discounts for wind-loss-mitigation features (section 627.0629, Florida Statutes). A licensed inspector records those features on the uniform mitigation verification form, OIR-B1-1802, and your insurer sets the credit for each one.

We do not state percentages or dollar savings: only your insurer can. This worksheet multiplies the numbers you enter and nothing else. It is a guide, not an inspection, and not a promise of any credit. Already know your answers? The Wind Mitigation Credit Checker uses the same seven questions without the math.

Your premium
$

It is on your declarations page. Used only to multiply the percentages you enter later.

  1. 1. Building code

    Was the home built (permitted) under the 2001 Florida Building Code or later?

  2. 2. Roof covering

    Does the roof covering meet the Florida Building Code (for example, a roof permitted and installed under it, with approved products)?

  3. 3. Roof deck attachment

    How is the roof deck (the plywood or boards under the roof) fastened?

  4. 4. Roof-to-wall attachment

    How are the roof trusses or rafters attached to the walls?

  5. 5. Roof geometry

    What shape is the roof?

  6. 6. Secondary water resistance

    Is there a secondary water barrier on the roof deck (for example, self-adhered membrane or taped seams under the roof covering)?

  7. 7. Opening protection

    Are the home's openings protected with approved impact products or shutters?

0 of 7answered. Skipped questions show as “an inspection will tell”.

Get a free estimate

Impact windows and doors, shutters, a garage door or a new roof: tell us which categories you want to close and we will measure.

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