Broward County Certificate of Competency 20-WD-21968-X
Hurricane Shutters in Roosevelt Gardens, FL
Hurricane Shutters (accordion, roll-down, storm panels) for homes in Roosevelt Gardens and the rest of Broward County. Free estimate.
Roosevelt Gardens sits in Broward County, and all of Broward is inside the Florida Building Code's High-Velocity Hurricane Zone. That means shutters here are not a generic accessory: they must carry a product approval valid for the HVHZ, usually a Miami-Dade Notice of Acceptance (NOA), with large- and small-missile impact and cyclic loading approval, installed to the approved anchoring details for the substrate. In this neighborhood that substrate is most often concrete block with stucco, which is the dominant construction in the modest single-story homes built here from the 1940s through the 1960s.
Cat 5 Home Shield installs accordion shutters, manual and motorized roll-down shutters, and removable aluminum or steel storm panels with mounted tracks, all approved for the High-Velocity Hurricane Zone. We also repair existing shutters, pull the permit when the work needs one, schedule inspections, and see the permit closed out. Estimates are free. Our work for shutters is covered by Broward County Certificate of Competency 20-WD-21968-X, which covers windows, doors, shutters and garage doors.
Much of the housing in this older, unincorporated pocket of central Broward predates modern wind codes, so openings were rarely designed for today's HVHZ design pressures. The same humid, salt-tinged air that drifts inland from the Atlantic a few miles east also corrodes exterior hardware quickly, which is why decades-old shutter tracks, bolts and lock cylinders in Roosevelt Gardens often seize long before the shutter blades themselves fail. Homes here typically have original carports or small additions rather than full two-car garages, so the openings that need protection are usually windows, entry doors and any glass facing a low-slope or gable roofline.
Problems to watch for in Roosevelt Gardens
Corroded tracks, bolts and locks
Constant humidity and salt-laden air drifting inland accelerate rust on fasteners, tracks and exterior lock cylinders. Accordion shutters that have not been lubricated in years often bind or jam at the worst possible time.
Panels nobody can store or put up
Removable steel and aluminum panels are heavy, and on 1940s–1960s single-story homes there is rarely a garage to store them in. Many owners switch to accordions or roll-downs for that reason alone.
Shutters with no HVHZ approval
Older or mail-order shutters may have no Miami-Dade NOA or Florida Product Approval valid for the HVHZ. Without documentation of impact and cyclic loading approval, the installation will not satisfy a Broward inspector.
Anchors set into the wrong substrate
Approved anchoring details differ for concrete, block and frame. On stucco-over-block walls common in Roosevelt Gardens, anchors placed into stucco or an unverified addition instead of sound block are a frequent cause of failed inspections.
Bedroom escape openings blocked
Emergency escape and rescue opening requirements still apply to bedrooms when shutters are installed. Permanent systems on those windows need to be arranged so the opening remains usable from inside.
Unprotected openings left over
Opening protection on the wind-mitigation form is evaluated across all openings, so one unshuttered window, door or skylight can change how the whole home is recorded.
Work left without a closed permit
Shutter work that attaches to the structure generally needs a permit, and an open or unfinished permit can surface later at sale or refinance.
What we do
- Accordion shuttersPermanently mounted accordions that stay with the opening and close by hand, approved for the HVHZ and anchored per the NOA details for block or frame walls.
- Roll-down shutters, manual or motorizedRoll-down systems for windows, sliders and patio openings, with manual crank or motor operation. Useful where storage space for panels does not exist.
- Removable storm panels with mounted tracksAluminum or steel panels on permanently mounted tracks and anchors. The tracks are installed under permit; the panels go up ahead of a storm and come down after.
- Repairs to existing shuttersReplacement of corroded bolts, wheels, locks and damaged blades, and re-securing loose tracks on systems that are otherwise sound.
- Permits, inspections and close-outWe pull the permit when the work needs one, schedule the required inspections, and make sure the permit is closed out.
Permits, codes and licensing in Roosevelt Gardens
Shutter installation is permitted work in Florida and should be performed by a licensed contractor. Contractor licensing is overseen by the Florida Department of Business and Professional Regulation through the Construction Industry Licensing Board, with qualification and local registration also handled through the Broward County Central Examining Boards, and code administration overseen by the Broward County Board of Rules and Appeals. A permit is generally required for permanent systems — accordion, roll-down, Bahama, colonial — and for anchors on removable panel systems, since all of them attach to the structure. Roosevelt Gardens is an unincorporated area, so permits typically come from Broward County Building Code Services rather than a municipal building department; verify the correct office and any city-specific requirements with the building department having jurisdiction before work starts. Current Florida Building Code HVHZ provisions apply countywide, and products must carry a Miami-Dade NOA or Florida Product Approval valid for the HVHZ. Formal HOAs are uncommon in this older neighborhood, but where an association exists, board approval for appearance and attachment may also be required.
Hurricane Shutters (accordion, roll-down, storm panels) work is done under Broward County Certificate of Competency 20-WD-21968-X.
When to call
Demand across Broward climbs sharply from April through early June and spikes whenever a storm enters the forecast cone; locally the push comes ahead of and during the June 1–November 30 hurricane season. Late fall through winter is the easier time to schedule. Call (954) 906-1715 or use the quote form on this page for a free estimate.
We serve Roosevelt Gardens and nearby Broward County areas including Washington Park, Boulevard Gardens, Franklin Park, Lauderdale Manors, Dorsey-Riverbend, Rock Island, Melrose Park, Broadview Park, Lauderdale Lakes, Lauderhill, and the Sunrise Boulevard and Oakland Park Boulevard corridors.
Hurricane Shutters in Roosevelt Gardens: questions we hear
- Do shutters in Roosevelt Gardens need a Miami-Dade NOA?
- Roosevelt Gardens is in Broward County, which is inside the High-Velocity Hurricane Zone, so shutters need a product approval valid for the HVHZ — usually a Miami-Dade NOA, or a Florida Product Approval that covers HVHZ use. The approval has to include large- and small-missile impact and cyclic loading. The NOA is a product approval only; we work in Broward County.
- Where does the permit come from here?
- Roosevelt Gardens is an unincorporated pocket of central Broward, so permits generally come from Broward County Building Code Services instead of a city building department. We pull the permit when the work needs one, schedule the inspections and close it out. Verify current submittal requirements with the building department having jurisdiction.
- How do shutters relate to the wind-mitigation form?
- Florida's uniform mitigation verification form OIR-B1-1802 has categories for building code, roof covering, roof deck attachment, roof-to-wall attachment, roof geometry, secondary water resistance, and opening protection. Shutters fall under opening protection, which is evaluated across all openings rather than one at a time. A licensed inspector completes the form; we do not perform wind-mitigation inspections.
- Does insurance have to give a discount for shutters?
- Florida law requires insurers to offer discounts or credits for wind-loss-mitigation features under s. 627.0629, Florida Statutes. Amounts vary by insurer, and no credit is promised here. You can use the free Wind Mitigation Credit Checker on this site to see which categories your home may fall into.
- Can shutters go on bedroom windows?
- Yes, but emergency escape and rescue opening requirements still have to be satisfied for bedrooms. We plan the system so those openings remain operable from inside, and confirm the detail with the building department when the permit is reviewed.
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